Qapp facilitates mini and micro payments and remittance across borders. Endless connectivity to channels across Africa. It is a mobile application supported by Android, blackberry, HTML, Microsoft.

Qapp facilitates mini and micro payments and remittance across borders. Endless connectivity to channels across Africa. It is a mobile application supported by Android, blackberry, HTML, Microsoft.

Services available in Qapp 

• Micro Funds transfer
• Mpesa bills payment connectivity
• Funds transfer to ATM cash collections
• Pan-African payment transfers
• Proprietary transfers (Domestic)
• Cash remittance across countries
• Balance Inquiry (Inquiry of account Transactions, deposit/Transfers/Remittances records)
• Airtime Purchase
• Institution Fee payments
• Bill Payment within own country
• Domestic Funds Transfer
• Mini and Full Statement
• Forex Inquiry
• Payment to Credit and Debit cards (Visa and Master Available)
• SMS alert notification
• Interest rates inquiry and Alert
• Bill/ Fee/ Donation/ Tax Payments/ Ticket Booking payments
• Insurance premium payment
• Web services (Transactions details)
• AML Compliance services
• Pin modifications services
• Financial detail Inquiry
• User security management
• Transaction processing is real-time on line
• 24/7 Mobile application
• Fast download

Other functionality

• Cloud based application
• Self-scalable architecture
• Can easily be integrated to other payment gateways
• Multiple level system encryption and decryption services
• User transfer limit sets (Transaction limit, Amount limit, period limit, regional limit, country limit)
• Automatic transaction reversal on the expiry of a configurable authorization response time-out period.
• Support a standardized mobile money identification number as well up to 13 digit Account number for routing.
• Routing to different Mobile Banking and Payment Participants systems using the Unique Identification Number
• Routing based on transaction type
• Ability to block /unblock different type of Mobile transactions
• PIN block format supported for PIN verified transactions
• Withdrawing cash on ATM for non-Bank customers on any Banks ATMs
• Identification of transactions by a unique transaction reference number generated by the Mobile Banking and Payments platform.
• Instant settlement
• Support multi-currency transactions.
• Transaction validations for all MMs Providers.
• Online transaction monitoring.
• Notifications to the user on the Mobile devices usage
• Confirmation of &#39successful&#39 transaction(debit or credit) taking place
• Return of requested information
• The system should be able to accept any type of mobile device